How it works?
TMB Debt Solutions Package & Pricing
At TMB Debt Solutions, our pricing is simple and transparent—no hidden fees, no surprises. We offer flat-rate packages based on the total outstanding debt you have.
Simple. Affordable. Effective.
Our Estimated Pricing
Our Estimated Pricing
Our Estimated Pricing
Debt Management & Negotiation Services
At TMB Debt Solutions, we only earn our fee when we deliver results.
- No upfront settlement fees – You will never be charged before we reach an agreement with your creditor.
- Our fee is a percentage of the debt enrolled or percentage of the savings achieved, and is only charged after a settlement is final
Debt Management & Negotiation Services
At TMB Debt Solutions, we only earn our fee when we deliver results.
- No upfront settlement fees – You will never be charged before we reach an agreement with your creditor.
- Our fee is a percentage of the debt enrolled or percentage of the savings achieved, and is only charged after a settlement is finalized and approved by you.
- For debt management (structured payment plans without reducing the principal), we may charge a one-time set-up fee (up to $75) and a modest monthly maintenance fee (up to $60), as permitted by Virginia law.
- All fees and payment terms are fully disclosed in your service agreement before you enroll.
Our Process
Our Estimated Pricing
Our Estimated Pricing
Step 1 – Complete the Intake Application
Tell us about your financial situation by filling out our secure intake form.
Step 2 – Get Your Financial Assessment
We review your debt-to-income ratio and outline a personalized strategy for your debt management or negotiation options.
Step 3 – Begin Your Program
Once you approve your plan:
- If you are
Step 1 – Complete the Intake Application
Tell us about your financial situation by filling out our secure intake form.
Step 2 – Get Your Financial Assessment
We review your debt-to-income ratio and outline a personalized strategy for your debt management or negotiation options.
Step 3 – Begin Your Program
Once you approve your plan:
- If you are enrolling in Debt Management, we may collect a small, state-permitted setup fee and monthly program fee.
- If you are enrolling in Debt Settlement, there are no settlement fees until after we reach an agreement with a creditor that you approve. Negotiations and account management begin right away after enrollment.